Alzheimer’s disease has become the 6th leading cause of death in the United States. Because individuals living with Alzheimer’s typically require a more advanced level of care, planning ahead for healthcare related expenses is one of the most important steps you can take.
Did you know that long-term care (LTC) insurance policies provide financial coverage for costs that are not generally covered by Medicare or comercial insurance plans?
Long Term Care Insurance Basics
Typical terms can cover daily in-home care, assisted living and memory care community costs. Wile high premiums keep most people from purchasing this type of coverage, those who own LTC insurance and receive benefits will find that their policy pays for a significant portion of care received. LTC plans should at least be considered as part of a comprehensive strategy to protect family assets. Worry less about tomorrow by starting a conversation today with your loved one. Have a question? I’d love to hear from you!
Riverside Resource and Referral - 540.300.2514